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Jaquan Smith

Credit cards.

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Posted (edited)

Short description: If the server has strict rules about realism, why are we still forced to carry cash around and not be able to pick & chose the manner of how we pay for things? I think it's time to introduce a credit-card item into the system that will allow to use it to pay for things even if you don't have cash in-hand.

 

Detailed description: I know this suggestion was made in the past and people complained that people who roleplay an illegal character won't have a point in robbing another player, but in-real-life, you think that people who are robbed carry large sums of money in CASH on hand? In our current day and age, most people if not all prefer to carry a credit-card which reduces the thickness of their wallet and of course weight since money (in change or bills) has weight to it, while a card has a specific weight that does not change nor it makes your wallet look pregnant.

 

By implementing a Credit-Card system people will be able to make card items that they can give to another person to use to pay for things, like a husband gave his card to his wife to use, meaning even if the Player A who made the card is offline Player B can use it to pay for things from Player A's bank account.

 

Moreover we do portray strict realism are we not? So why not make it realistic to be able to pay for things with either cash or card? This will also enable the ability to have portable devices for business' to charge a card as well, making it more  realistic. Especially for portable business' that do not have a hard-line connection to the systems but wireless.

 

Commands to add:
/renewcard - card renewal
/buycard - when at a bank you can create multiple cards
/chargecard - used by the portable card charge device
/refundcard - use to refund the card
/cardcharges - shows list of all charges made on card (date, amount, business name)
/showcard - shows card info to cashier, so he can use the info to charge it, for 1~2 minutes before it blocks him from trying to charge again, also both people must be near to perform a charge.
 

Items to add:

Credit Card, which will be tied to the person and allow to pay with bank money.

Portable Credit-Card Charge device / Just at the bank.

 

Edited by Pablo Valdez
Removed some things
Posted

I am a -1 on this one. I feel like the loan companies fulfill this already and that if this were to be implemented there would be major abuse and people would never actually pay there stuff off they would be in so much debt.

Posted (edited)
4 minutes ago, jeremyy said:

I am a -1 on this one. I feel like the loan companies fulfill this already and that if this were to be implemented there would be major abuse and people would never actually pay there stuff off they would be in so much debt.

So cancel it, just to have a credit card so you can pay on stuff without pocket money. So no one can 'abuse' it and steal your money.

Edited by Pablo Valdez
Posted (edited)

As has been stated, many things are pay and recieve by credit. (fishing, freelance jobs, HE and LE, Stores).
I can get behind a recommendation to relook what is paid by cash or credit? But don't think we need a whole system for this.

And, as a side note, if this is for realism, then why not forcing ATM withdraws, and stealing credit cards be added as well?
Some things are not perfectly matched to reality because it can be abused and cause an inability to protect yourself (re: Powergaming).

Edited by Jasmine
Posted

Sure, it would be more realistic, however, I had to read it three times to understand some bits and how things work, however, still seems very complicated and like it was mentioned above, it may not even be necessary. Like I said, it would bring a lot of realism by implementing such a suggestion, however, it is not necessary nor needed. -1.




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