You don't play that much as a civilian, sorry but you don't if the last time you were robbed is a month ago.
Either that or you just spend the majority of your time in safe areas.
I'm not getting robbed "putting myself in these situations" .. a small fraction of the time yes, but that's not the times im talking about here.
I'm doing things like Truck Job, Mail Job (Insert every job here) , changing my clothes , getting my car from insurance, heading to the farm, getting robbed at farm.. And yes inevitably around criminal area's. The gangs roam all around the map hunting people with little to no resistance.
Just driving around on the street in town three times this week ive had gang members ramming me saying to "Pull over or be shot" then proceed to unleash a hail of bullets onto my vehicle.
Here's one example of many, literally from yesterday
https://plays.tv/video/5ca0af82a7fd33387e/dashcam-footage-of-incident-03-31-2019?from=user
You get the idea.. To say people just need to "play smarter" that are being robbed is pretty disingenuous and seems really out of touch with what some of us are going through.
You said when you're "Off Duty" how do you not know how many robberies are happening?