Make Credit Vehicles Choppable And Still Refundable In The 24hr Time Period

[XeV]

So I like to just YouTube ECRP when I am chilling and watch montages well I stumbled upon one where the guy used a clip I was involved in to which he died and I tried to chop his car but it said "This car has recently been bought on the market and cannot be chopped". So I could not do anything with it and just had to leave it. Well watching his video it seems like the guy involved knows this is a thing and keeps refunding the credits and rebuying to avoid the chop, or specifically buying a vehicle to go to or start a shootout so the lose is not as high. I just want credit vehicle to always be choppable instead of just a 24hr free reign period where your vehicle can be untouched.